| |
[ Mortgage
Calculator ]
[ Savings
Calculator ]
[ Loan
Calculator ]
Rates are
subjective to change
Signature:
Overdraft/Personal Loans
|
Variable rate as low as 11.00%
Fixed rate as low as 11.00%
Maximum $5000 with /36 months to pay |
Credit
Card:
|
As low 8.9% fixed rates
payments based on 3% of outstanding card balance |
| Home
Equity |
variable rate 6.0% up to $75,000*/180 months |
| New
Cars |
As
low as 3.9% *** |
| Used
Cars |
As
low as 5.9%
All dollar limits are dependant on the NADA retail price
(current price) |
| Share
secured - fixed rate |
3.5%
no $ limit up to 60 months |
| Mobile
Home - Fixed Rate |
9%
90% financed up to 120 months |
| Recreation
Vehicles |
New
- 5.50% 100% financed up to 120 months
Used - 7.50% 100% financed up to 120 months |
Christmas
Wish - Fixed Rate
Apply between October 1 & January 31 |
11.00%
Limit $1500 up to 11 months
|
| Technology
Loan |
6%
for 24 months up to $2500 |
**Certain Restrictions Apply - Rates based on Empirica Credit
Score
Savings
Rates - Fees may reduce earnings on accounts
Effective April 8, 2008 - rates are subject to change
 We
are Fair Housing Act Compliant |
| Type
of Account |
APR* |
APY** |
Minimum
Deposit |
Terms |
| Shares |
1.25% |
1.26% |
$5.00 |
$100
minimum to earn dividend |
| Draft |
none |
|
$0.01 |
N/A
|
| Christmas
Club |
1.25% |
1.26% |
$5.00 |
$100
minimum to earn dividend |
| Vacation
Club |
1.25% |
1.26% |
$5.00 |
$100
minimum to earn dividend |
| Special
Savings |
1.25% |
1.26% |
$5.00 |
$100
minimum to earn dividend |
| IRA
Savers |
2.15% |
2.17% |
$500 |
N/A
|
| Certificates |
2.50% |
2.52% |
$1,000 |
6
months |
| |
2.75% |
2.78% |
$1,000 |
12
months |
| |
2.00% |
2.02% |
$1,000 |
24
months |
* APR = Annual Percentage Rate
** APY =
Annual Percentage Yield
***Note: On all certificates of deposits, early withdrawal
will result in penalty fees. The fee may be up to 90 days
interest.
Notwithstanding
the preceding, rates charged on loans falling within the
provisions of the Small Loans Act, are governed by that
Act.
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