Alliance Niagara Federal Credit Union
Release of Information Policy

1. It is the policy of the Alliance Niagara FCU to protect both personal and financial information about our members.
   
2. All documents no longer required to be maintained, and which contain any personal or financial information about the credit union or its members, are shredded.
   
3. It is the policy of this credit union to refuse to share personal information about our members, with only a few exceptions:
   

1. We will provide loan payment history information to credit reporting services.
   
2. We will provide loan payment history information to another credit union if, in the opinion of management, this information is substantially the same as in item (A) above, and when the identity of the requesting party is clearly known.
   
3. We will verify funds to third parties, as this is in the interest of our members (although actual balances are not to be provided)
   
4. Police, lawyers, and other persons or agencies, which seem to have a legal claim to information, will generally not be provided with this information without a written order and/or authorization from our attorney. If the point is unclear, permission should be obtained from management.
   
5. Verification of deposit requests from another financial institution will be released only with signed member authorization.
   
6. Account balance information will be released only to a person named on the account as owner or joint owner.
   
7. We will not release this information to anyone else, no matter how closely related to the member, without prior authorization from the member to do so.