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Services
Available
Fee-Free checking with no minimum balance requirements
VISA Debit (check) Card
VISA Credit Card as low as 8.9% Annual Percentage Rate and
no annual fee
Certificates of Deposits
Christmas and Vacation Clubs
Special Savings
Certified Checks
Home Equity Loans
Car Loans
R.V. Loans
Personal Loans
Technology Loans
FREE Internet Site
Savings Bonds
Delta Sonic Car Wash Tickets
Money Orders
First Mortgages
Six Flags Darien Lake & Martin's Fantasy Island Discount
Tickets
Visa Gift Cards - No Fee
Online Bill Paying Service
| Service
Charges |
| Type
of Service |
Charge
per Item |
| Travelers'
Checks |
no
fee |
| NSF
Check |
$25 |
| Stop
Payment |
$6 |
| Returned
Deposit |
$25 |
| Copy
of Statement |
$1 |
| Print-outs |
$1
per account/period |
| Copy
of Check |
$1 |
| Debit
Card Fee |
$1
per ATM transaction |
Lost/stolen Debit Card
|
$5.00
for second occurrence or after reissue |
| Document
research |
$15
per hour |
| Reconciliation |
$25
per period |
Funds
Availability Policy
All personal checks may be subject to the following holds:
• local checks - 2 day hold
• non-local instate - 4 day hold
• non-local out-of-state - 5 day hold
There are no holds on:
• cash
• electronic deposits
• US Treasury funds, Federal Reserve Checks
• USPS Money Orders
• State/Local Government checks
• Cashiers' certified and teller checks
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